JOB TITLE: Portfolio Manager
Entity (SFG, SCB): SCB
Job Classification: Full Time, Exempt
Department: Lending
Education requirements:

• Bachelor’s Degree in Business, Accounting, Finance or related field or equivalent experience

Experience or Skill requirements: **

• Minimum of 3 years of experience working in a Business or Commercial Banking environment with emphasis on credit and commercial real estate preferred.
• Prior experience with loan processing or underwriting required.
• Ability to analyze financial statements, property operating statements, corporate and personal tax returns.”
• Understanding of commercial real estate loan structuring processes and regulations associated with commercial real estate lending
• Strong understanding of commercial real estate loan documentation preferred.
• Strong understanding of commercial banking ownership structures preferred.
• Knowledge of Commercial Banking services
• Excellent verbal and written communication skills;
• Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint)
• Excellent interpersonal, customer relations and sales skills;
• Ability to demonstrate being a self-starter, well-organized, detail-oriented
• Strong team and personal work ethic.
• Ability to work well independently, exercise independent, professional judgment, and operate in a fast paced environment
• Strong negotiation skills.
• Solid understanding of commercial real estate appraisal theory and techniques.

Duties:

• Contribute to the Team’s overall meeting and/or exceeding the assigned volume/production goals
• Responsible for managing full cycle of loan requests process.
• Responsible for completion of annual renewals and covenant tracking within the portfolio.
• Provide financial and market analysis.
• Identify, evaluate and recommend changes and improvements to lending policies and procedures.
• Requests all required third party appraisals required and obtain due diligence reports or assignments from other banks, as needed, while ensuring that all comply with bank policy and regulations.
• Identify and evaluate areas of concerns pertaining to a loan and engage in problem-solving with Lender or Relationship Manager
• Manage the coordination of information between client and internal departments for the loan approval, closing and booking process.
• Close loans in accordance with approval and schedule and perhaps handle closing with client.
• Monitor loan documentation exception reports and follow-up to clear up document exceptions in a timely manner.
• Collaborate with Relationship Manager to manage maturing loans.
• Troubleshoot, report and manage activity on delinquent accounts at the various intervals
• Generate and provide requested reports as necessary on Team’s loan portfolio
• Participate in team sales call and attend external events and activities in a business development role as requested.
• Other duties as assigned.

Relationships:
The Portfolio Manager will report to the President of SCB and will work with all commercial lending staff.

Summit Financial Group and the Subsidiaries are an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Salary Information: Annual salary varies, based on experience.

Job Type: Full-time

Please Note :
clarksqn.com is the go-to platform for job seekers looking for the best job postings from around the web. With a focus on quality, the platform guarantees that all job postings are from reliable sources and are up-to-date. It also offers a variety of tools to help users find the perfect job for them, such as searching by location and filtering by industry. Furthermore, clarksqn.com provides helpful resources like resume tips and career advice to give job seekers an edge in their search. With its commitment to quality and user-friendliness, Site.com is the ideal place to find your next job.