Retail Credit Analyst- Farmington Hills MI Job at TD Bank
TD Description
TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing over 9.8 million customers with a full range of retail, small business and commercial banking products and services at more than 1,100 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Auto Finance, a division of TD Bank, N.A., offers vehicle financing and dealer commercial services. TD Bank and its subsidiaries also offer customized private banking and wealth management services through TD Wealth®. TD Bank is headquartered in Cherry Hill, N.J.
We offer a competitive salary and benefit program, including: comprehensive, affordable health care through medical, dental, and vision coverage; financial security with life and disability insurance; opportunities to save using health savings and flexible spending accounts; retirement benefits to help prepare for the future; paid time off and work/life benefits to maintain a good balance.
Department Overview
We are seeking great people who think like our customers, act like an owner, can execute with speed and impact, and innovate with purpose.
This role will be in- person/ in office and includes 6 weeks of paid training.
Training begins on February 13, 2023, training will be Monday- Friday 9am -6pm EST.
The work schedule is 10am-7pm EST, which includes every Saturday and a day off mid week.
This is a great opportunity for recent college graduates or those experienced within the credit industry.
Diversity Inc:
#13on 2022 top 50, plus:
- #1 -for People With Disabilities (PWD)
- #1 -for Philanthropy
- #8 –for LGBTQ Employees
- #8 -for Black Executives
- #10 -for Environmental, Social & Governance (ESG)
- #11 –for Asian American Executives
- #25 –for Employee Resource Groups
Job Description
Job Requirements
Performs detailed verification and documentation for all applications that meet the approval criteria
Provides superior customer service while building professional rapport with clients to sustain acceptable cashing ratios and a balanced portfolio mix
Ensures compliance to all corporate standards, processes and procedures outlined in the Credit Policy Manual and set forth by management
Executes client level strategies as outlined by management
Assists clients and the funding department in any contract problems and funding issues that may occur
Engages in appropriate credit training, personnel development and coaching exercises as designated by management
Qualifications
Proven ability to review and interpret credit reports preferred
Thorough understanding of Federal and State legislation affecting the finance and insurance business preferred
Complete knowledge of Credit Policy and applicable processes and procedures relating to risk and consumer credit operations preferred
Inclusiveness
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.
If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.
EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.
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