Who We Are:
Crossroads Equipment Lease & Finance, LLC, is a wholly owned subsidiary of the Velocity Vehicle group, one of California’s largest commercial vehicle dealers. Established in 2006, and based in Rancho Cucamonga, California, Crossroads engages in the business of commercial medium and heavy-duty truck financing and leasing. We offer operating and finance leasing as well as direct financing to our commercial customers. Crossroads has experienced dynamic growth, expanding our portfolio and developing relationships with transportation companies that have locations outside the state of California, expanding our finance products to all states to service these customers.

What’s in it for You:
VVG is a fast paced and growing organization that is looking for candidates that are ready for a daily challenge and cannot wait to provide superior customer service both internally and externally. VVG offers fantastic Culture in an easy-going family-like business as well as competitive pay, 401K W/Match, Medical, Dental, & Vision benefits.

What You’ll Do:
The scope of the Credit Analyst encompasses providing credit review to all transactions not requiring financial statements. The Credit Analyst serves as a resource for the Credit Manager and works closely with the Business Development and Closing Teams. This position serves customers by ensuring the process of providing timely and appropriate responses to customer applications.

General Duties/Responsibilities:

• Review credit applications and supporting documents submitted by the Business Development team and approved dealers/brokers
• Analyze applicant credit history and overall business/credit profile
• Present credit approvals and declines to Business Development team within signing authority
• Negotiate complex deals with the Business Development team as necessary
• Review and follow-up for credit stipulations to ensure compliance with Crossroads’ policy
• Serve as the liaison between the Business Development Managers and Closing Team
• Ability to work in a high volume fast paced environment
• Work directly with customers and potential customers using excellent spoken and written English
• General administrative duties such as photocopies and scanning
• Interfaces with other departments and business partners
• Works independently, receiving a minimum of detailed supervision and guidance.
• Partners with other staff within the organization to properly execute tasks
• Other duties as assigned

Qualifications/Requirements:

• 3+ years of experience in credit or credit administration
• High school diploma or GED; college degree with financial concentration is a plus
• Must be detail oriented with ability to multi-task and maintain a strong focus on quality, accuracy, and attention to detail
• Bilingual (Spanish and/or Mandarin) preferred
• Ability to work in a fast-paced, customer service-oriented environment and balance multiple priorities
• Excellent written and verbal communication skills, as well as attention to detail
• Intermediate skills in Word, Excel, Power Point, Microsoft Outlook
• Must be highly organized and able to accurately communicate across different departments.
• Strict adherence to a high level of customer service.
• Strong written and verbal skills.
• Ability to work in a fast-paced environment.
• Creative thinker with the ability to resolve critical problems.
• Must be able to work and thrive within a team-oriented, collaborative environment.
• Positive, high energy and a desire to work hard to accomplish goals.

This job description is intended to describe the general nature, complexity, and level of work to be performed by employees assigned to this position and is not to be construed as an exhaustive list of responsibilities, duties and/or skills required. It does not prescribe or restrict the work that may be assigned. Furthermore, this does not establish a contract for employment and is subject to change at the discretion of the company.

Velocity Vehicle Group is an equal opportunity employer. Velocity Vehicle Group prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.

This job description is intended to describe the general nature, complexity and level of work to be performed by employees assigned to this position, and is not to be construed as an exhaustive list of responsibilities, duties and/or skills required. It does not prescribe or restrict the work that may be assigned. Furthermore, this does not establish a contract for employment and is subject to change at the discretion of the company.

Velocity Vehicle Group is an equal opportunity employer. Velocity Vehicle Group prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.


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