Oregon Pacific Bank is looking for a Bank Secrecy Act (BSA) Specialist in our Eugene Branch who will be responsible for day-to-day operations of the BSA/AML/OFAC program. Follow written policies and procedures and ensure that all processes are completed in a timely manner and comply with regulatory requirements. Become proficient with the BSA/AML system. Work closely with BSA Officer to monitor the financial institutions compliance with BSA/AML/OFAC rules and regulations

If this sounds intriguing, we invite you to visit www.OPBC.com and discover why OPC has been named one of the 100 Best Companies to work for in Oregon for several years running. We attribute that success by consistently scoring high marks for workplace satisfaction, leadership, work environment, career development, and generous benefits programs—such as comprehensive medical, dental, and vision plans, long term disability, and life insurance plans for employees and dependents with very little or no cost to employees. Other benefits include matching 401K, Flexible Spending Accounts, fitness club membership, and of course, well-considered paid vacation and sick leave.

JOB SPECIFICATIONS (Applicant must qualify under the following specifications)

Education: High School Diploma or equivalent

ESSENTIAL FUNCTIONS

• Review Currency Transaction Reports that are generated in the BSA system:
  • Monitor system reports to ensure that all CTRs were captured by the system
  • Ensure CTRs are completed correctly and timely
  • Communicate with the branches if incomplete information is documented on the CTR
  • Once CTRs receive a 2nd review by BSA Officer, upload CTRs to FinCEN
  • Receive acknowledgement from FinCEN and input information into the BSA system
  • Save all documentation electronically in BSA Program folder
• Complete Suspicious Activity Reports:

• Receive communication from branches regarding potential suspicious activity
• Investigate to determine whether filing a suspicious activity report may be warranted
• Communicate findings with BSA Officer
• If determined suspicious, complete SAR and submit to BSA Officer for review
• File SARs with FinCEN and follow-up to ensure acknowledgement is received
• Save all documentation electronically in BSA Program folder

• Review suspect transactions list in BSA System; determine whether cash transactions appear structured:

• Investigate to determine whether a suspicious activity report may be warranted
• Report to the BSA Officer if suspicious activity is identified
• If determined suspicious, complete SAR and submit to BSA Officer for review

• Review tolerance exception alerts generated by the AML system:
  • Document alerts with sufficient information to explain why the transaction is not suspicious

• Report to the BSA Officer if suspicious activity is identified
• If determined suspicious, complete SAR and submit to BSA Officer for review

• Review OFAC and 314a Reports:
  • Ensure the information reported does not match the client’s information on file
• Review Wire and ATM transactions for suspicious activity

• Report to the BSA Officer if suspicious activity is identified
• If determined suspicious, complete SAR and submit to BSA Officer for review

• New Account Reviews:
  • Review the Business Entity & Account form to ensure all information is complete. Contact branch staff if information is missing
  • Complete a review of the account to ensure account activity corresponds with the information provided at account opening
  • Complete the Business Account Risk Assessment and provide sufficient narrative to explain the purpose of the account, the results of the analysis, and the resulting risk rating
  • Save all documentation electronically in BSA Program folder
• Conduct ongoing monitoring of medium or high risk rated accounts, and complete periodic review worksheet
• Identify accounts which qualify for CTR exemptions:

• Complete documentation and submit to BSA Officer for review
• Conduct an annual review of accounts to ensure they remain eligible. Complete documentation and submit to BSA Officer for review

• Identify areas of the BSA/AML systems which are currently not be utilized and determine whether it would create any efficiencies
• Review/maintain the daily procedures and determine whether processes should be enhanced or whether efficiencies could be created
• Conduct ongoing training with frontline staff, on a scheduled or as needed basis
• Be knowledgeable of bank compliance rules and adhere to Federal and State banking regulations relating to this position
• Follow all Bank compliance policies and procedures relating to this position

RELATIONSHIPS

Responsible to the BSA Officer for the fulfillment of functions and responsibilities

• Will have extensive contact with Operations and Branch Managers
• Required to collaborate, cooperate, and communicate with supervisor and co-workers

CORE BEHAVIORS for DELIVERING ON THE PROMISE

• Be Genuine—Conduct yourself in a consistent, honest, and compassionate manner
• Work Ethic— Be willing to go the extra mile for the client, whether internal or external
• Influence—Be an active player in participating, building, and contributing to service
• Continuous Learning—Commit to gaining knowledge, skills, and experience on an ongoing basis to better serve the client, increase personal satisfaction, and improve the Bank
• Team Play—We win together. Individuality is encouraged to advance and enrich the work of the team
• Problem Solving—Being creative, problem-solving mentality to every situation. See alternative, take initiative, and assume responsibility for your actions
• Communication—Keep other informed and up to date. Actively listen and learn from each other.
• Have a Sense of Community—We passionately believe that we’re only as strong as the communities we serve, and your involvement is an important part of who we are.

Oregon Pacific Bank is an Equal Opportunity Employer and does not discriminate on the basis of race, color, sex, sexual orientation, gender identity, age, religion, national origin, physical or mental disability, or veteran’s status.